I-Los izivumelwano zokuphepha zokukhokha Ziya ngokuya zithuthuka, kodwa ngisho nanamuhla isizathu esiyinhloko esenza abantu abaningi bangazisebenzisi Ukuhweba nge-inthanethi kubonakala ngokungathembi lapho udlulisela idatha yakho.Lokhu kwesaba kuyaqondakala uma ubheka ukuthi kunezingosi ezingathembekile nokuthi, uma uzibuka kuqala, kunzima ukuzihlukanisa. Ngisho nezitolo eziku-inthanethi ezine- izinhloso ezisemthethweni ingase ihlaselwe yi abaduni be-hacker ababeka engcupheni ubuqotho bedatha yamakhasimende akho
Ukuze baphendule kulesi simo, izinkampani eziningi zikhethe ukudala izinhlelo ezintsha zokuphepha kuqine kakhulu futhi kunzima ukukhohlakala, lapho izinkokhelo zedijithali futhi i ukugunyazwa kwe-biometric banendima yokuhola.
Izindlela ezintsha zokukhokha zedijithali kanye nobudlelwano bazo nokuphepha
Ukuthenga kuwumsebenzi wansuku zonke esiwenza izikhathi eziningana ngosuku. Esimweni lapho kunikezwa khona kuqala induduzo futhi i isivinini ekuthengiselaneniIzinkokhelo zedijithali ziyanda ngaphezu kwemali. Amakhadi, izinhlelo zokusebenza zeselula, ukudluliselwa kwemali, ngisho nezimali zedijithali sezisunguliwe njenge ezinye izindlela eziphephile uma kuhlanganiswa nobuchwepheshe obuthembekile obufana ukuqashelwa kobuso noma i umunwe.
Kodwa-ke, lolu shintsho luphinde lwaletha izinsongo ezintsha. Ingxenye ebaluleke kakhulu ye- Ubugebengu be-inthanethi buhlobene nokukhwabanisa okuhlobene nezinkokhelo zedijithaliLokhu kudinga ukuqinisa njalo izindlela zokuvikela. Isihluthulelo sisekuthuthukiseni izixazululo ezivikela umthengi kanye nomthengisi, kuncishiswe izingozi ezihlobene nazo. ukukhwabanisa, the ukwebiwa kwemininingwane noma i ukufinyelela okungagunyaziwe ulwazi lwezezimali.
Phakathi kwe izindlela zokukhokha eziphephile Avame kakhulu amakhadi esikweletu nawedebithi anobuqiniso obuqinile (i-SMS, i-PIN noma uhlelo lokusebenza lwasebhange), izindlela zokukhokha abasebenza njengabalamuli ukugwema ukudalula idatha yamakhasimende, wallet electronic kuhlobene nobunikazi bedijithali, ukudluliselwa kwebhange izinkokhelo zendabuko noma ezisheshayo, nge cryptocurrencies ngokusekelwe ku-blockchain, i imali ekulethweni kanye nezinkokhelo ngokusebenzisa Amakhodi we-QR abagwema ukwabelana ngolwazi olubucayi ngesikhathi sokuthengiselana.
I-Biometrics: intuthuko enkulu ekuqinisekisweni kwenkokhelo
Ukubheka lokho kufayela le- njengamanje sisebenzisa amadivayisi ahlukile Ukuze ungene ku-akhawunti efanayo, kunzima ukubona ukuthi ukwebiwa kobunikazi kwenzeka yini, ikakhulukazi lapho ukhokha. Yilapho-ke i-biometrics sekuyindlela yobuchwepheshe ebalulekile yokuqinisekisa umsebenzisi ku- ngokushesha, ntofontofo y okuthembekile.
Izinhlelo ze-biometric zisebenzisa izinzwa zedivayisi ukudala amathempulethi ngamanye kusuka ku- izici zomzimba eziyingqayizivele (njengobuso, iris, noma umunwe) noma izici zokuziphatha (njengethoni yezwi noma amaphethini athile okusebenzisa). Lesi sifanekiso sigcinwa ngendlela ebethelwe futhi sisetshenziswa kamuva qhathanisa futhi uqinisekise kumsebenzisi uma ecela ukwenza inkokhelo.
Ngokusho kwezifundo ezahlukene zemboni, ukuhlanganisa ukugunyazwa kwe-biometric ezinqubweni zokukhokha kuvumela ukwehla okukhulu kakhulu ku- ingozi yokukhwabanisa ngobugebengu bokwebiwa kobunikazi, ngenkathi kuthuthukiswa ulwazi lomsebenzisi ngokuqeda ukuthembela kumaphasiwedi angenakukhunjulwa noma amakhodi esikhathi esisodwa.
Izinhlobo ze-biometrics ezisetshenziswa ezinkokhelweni
Izinkampani zokuphepha sezithuthuke zaya ukusetshenziswa kwezici ze-biometric njenge-iris, izigxivizo zeminwe, noma izici zobuso. Isibonelo esibonakalayo kakhulu omakhalekhukhwini abasebenzisa izigxivizo zeminwe o ukuqashelwa kobuso ukufinyelela idivayisi noma ukugunyaza imisebenzi; amadivayisi afana nama-iPhone ayenze le misebenzi yathandwa emphakathini jikelele. Kukhona nezixazululo ezifana nalezi Ukuhlolwa Kobunikazi be-MasterCard abasebenzisa i-smartphone ukuqaphela umsebenzisi nge-selfie.
Phakathi kwezinhlobo ezivame kakhulu ze-biometrics zokukhokha yilezi:
- Ukuqashelwa ebusweni, ehlaziya izinto ezifana nebanga eliphakathi kwamehlo, ukuma komhlathi noma ukuthungwa kwesikhumba ukuze kukhiqizwe ithempulethi eliyingqayizivele bese liqhathaniswa nomsebenzi ngamunye obucayi.
- IminweKule nqubo, inzwa yedivayisi ibamba amaphethini omugqa kanye nesigodi somunwe; lokhu kube sekuguqulwa kube ithempulethi ebethelwe eqhathaniswa nomzamo ngamunye wokuqinisekisa.
- Ukuqashelwa kwezwi, esebenzisa imiyalo ekhulunywayo ukuqinisekisa ubuwena bomsebenzisi ngamaphethini ahlukile ezwi.
- I-Iris noma i-biometric yamehlo, ikakhulukazi ezibaluleke kakhulu ezindaweni ezidinga izinga eliphezulu lokuphepha ngenxa yobunzima bokwenza izinto mbumbulu.
Izici zomuntu siqu ezengeziwe, njengokuthi isilinganiso senhliziyo noma i i-circulación sanguíneaZiyakwazi futhi ukuhlonza umsebenzisi futhi cishe akunakwenzeka ukuzikhohlisa. UKeo, isiteji sokukhokha saseMelika, iyakwazi ukubona umsebenzisi ngokusebenzisa imithambo entendeni yesandla, okwaziwa ngokuthi ubuchwepheshe umthambo wesunduLe ndlela ikhiqiza imephu yedijithali yemithambo isebenzisa ukukhanya kwe-infrared bese iyixhumanisa ne-akhawunti yokukhokha; kwamanye amafoni aphathwayo lokhu kungenzeka ngenxa isifundi se-infrared esiseduze nekhamerainikeza ukungabi nakuthinta, ukuhlanzeka futhi kunzima kakhulu ukukopisha ubuqiniso.
Indlela idatha ye-biometric evikelwa futhi igcinwa ngayo
I-Biometrics isekelwe ku- idatha ebucayi kakhuluNgakho-ke, ukuvikelwa kwayo kuyinto eza kuqala. Abahlinzeki abadumile bagcina lolu lwazi ngokuphephile. okwasendaweni nokubethelwe kudivayisi, ngokusebenzisa izingxenye zokuphepha ezizinikele ezifana I-Trusted Execution Environment (TEE) ku-Android noma Ukuvikeleka Okuvikelekile ku-iOS. Lawa ma-chip asebenza "njengesiphephelo" esihlukaniswe nohlelo lonke, ukuze noma ngabe idivayisi ihlushwa yi-malware, idatha yebhayomethrikhi ihlala ivikelwe.
Ngaphezu kwalokho, amathempulethi e-biometric awagcini isithombe sangempela sobuso noma izigxivizo zeminwe, kodwa kunalokho agcina isithombe esingokoqobo sobuso noma somunwe. ukumelwa kwezibaloLokhu kunezela ungqimba olwengeziwe lobumfihlo. Ukuze kuthuthukiswe ukuphepha, izinhlelo zesimanje nazo ziyahlangana amasu okubethela, ukubona ukuphila noma ubufakazi bokuphila ukuvimbela othile ukuthi azame ukukhohlisa uhlelo ngezithombe, amavidiyo, noma imaski, kanye nezindinganiso zokuqinisekisa ezifana nokuthi FIDOokunciphisa ukuthembela kumaphasiwedi avamile.
Akungabazeki ukuthi kufanelekile ukuqaphela ngokucophelela izindlela ezintsha zokukhokha kanye nokuqinisekiswa kwe-biometric athuthukiswe amabhange, abathengisi, kanye nezinkampani zobuchwepheshe, njengoba evumela ukusebenza okuphephile, ukukhwabanisa okuncishisiwe, kanye nokuhlangenwe nakho kokuthenga okubushelelezi kakhulu kokubili ezitolo ezingokoqobo kanye naku-inthanethi.