Ukuthengiswa okuku-inthanethi Ziya ngokuya zikhula. Amakhasimende avamile achitha imali eyengeziwe. Thenga usekhaya ngezinketho zokukhokha ezilulaFuthi izixazululo ezintsha zezimali zikhuthaza abantu abaningi ukuthi bathenge ku-inthanethi okokuqala ngqa, bathole okuhlangenwe nakho okwanelisa kakhulu kanye nomuzwa wokuthi banokulawula kangcono ibhajethi yabo.
Kungenzeka ukuthi, uma sinesitolo esiku-inthanethiSesivele sinikeza izinketho ezahlukene zokukhokha ezifana namasango okukhokha amakhadi wesikweletu noma debit, izinkundla zokukhokha ku-inthanethi njenge-PayPal noma idiphozithi yasebhange. Kepha kunenketho eya ngokuya ithola indawo phakathi kwamabhizinisi e-e-commerce ngoba ivumela amakhasimende khokhela izinto ezibizayo kalula ngohlelo lokukhokha isitolimende, eyaziwa nangokuthi I-BNPL (Thenga Manje Khokha Kamuva).
Uhlelo lokukhokha isitolimende ku-e-commerce
Kwaphela isikhathi eside kubonakala sengathi Uxhaso lwalukhohliwe lapho kuxoxwa nge-e-commerce. Nakuba inkokhelo ehlehlisiwe bekuyindlela evamile ekuhwebeni ngokomzimba, i ukungathembani okuvela kude, ukuntuleka kobuchwepheshe obanele, inkundla yokukhokha Futhi ukwesaba ukukhwabanisa kwenze kwaba nzima ngezitolo eziku-inthanethi ukuthi zilokothe ​​zivumele le nketho ngezinga elikhulu.
Iqiniso lamanje lihluke kakhulu: i inkokhelo yesitolimende ku-e-commerce isibe esinye sezici ezinamandla kakhulu ze khulisa ukuguqulwa, thuthukisa ithikithi lokuthenga elimaphakathi futhi wakhe ukwethembeka kwamakhasimende. Abasebenzisi baya ngokuya bekwazisa ukuthi kungenzeka ngezimali ukuthenga ngezitolimende, kuhlehlisa inkokhelo noma ukufinyelela izinketho ezihlanganisiwe zekhredithi ngokuqondile ekuphumeni, ngaphandle kwamaphepha kanye nemvume esheshayo.
Le nqubo ye-BNPL ivumela umthengi akudingekile ukuthi ukhokhe u-100% wemali ngesikhathi sokuthengakodwa isabalalise ngezitolimende (3, 4, 6, 12 izinyanga noma ngaphezulu), futhi ukhethe khokha ngezinsuku ezingama-30 ngemva kokuthola umkhiqizo. Kumabhizinisi, inzuzo enkulu ukuthi Sicela uqoqe inkokhelo ye-oda eligcwele kusengaphambili. kuyilapho isikhungo sezezimali noma inkundla ye-BNPL ithatha ingozi yokuqoqwa ngokushintshanisa ikhomishini.
Phakathi kwamafomula ajwayelekile sithola i- inkokhelo "ngezitolimende ezingu-X ngaphandle kwenzalo", the inkokhelo ehlehlisiwe ngezinsuku ezingama-30 futhi i uxhaso lwezimali lwesikhathi esimaphakathi noma eside ngezinto zamathikithi aphezulu. Le nhlanganisela isiza abasebenzisi ukuthi bakhuphule inani lokuthenga kwabo ngaphandle kokwenza konke ukuhamba kwabo kwemali ngenkokhelo eyodwa futhi, ngesikhathi esifanayo, ithuthukisa umbono we-solvency nobungcweti besitolo se-inthanethi esinikeza lezi zinsiza.
I-Pagamastarde.com njengesango lokukhokha isitolimende
paymastarde.com Kuyinketho ebhekana ngqo nenselelo yokuxhasa ngemali ukuthenga ku-inthanethi. Kuyi-a isango lokukhokha ezikhethekile ekuhlinzekeni ukuxhaswa ngezimali ngokushesha ukuze ukwazi ukunikeza amakhasimende akho ikhono lokufeza lawo ukuthenga ngezitolimende noma ukuzihlehlisa Ngaphandle kwezinkinga, ukuhlanganisa lokhu kusebenza njengenye indlela yokukhokha ekuphumeni kwakho.
Ukusebenza kulula: I-Pagamastarde.com ikhokhela umkhiqizo wakho ngokushesha....kucatshangelwa ubungozi bokuthengisa. Ikhasimende empeleni likhokha le nkundla ngezitolimende elizikhethile. Ngale ndlela, nawe Uqinisekisa inkokhelo ephelele kuyilapho umsebenzisi ejabulela ukuguquguquka kokukhokhela ukuthenga kwakhe kancane kancane, ngendlela elula nesobala.
Amaklayenti akho azoba nenketho ye- hlukanisa izinkokhelo zakho kusukela ezinyangeni ezi-2 kuye kweziyi-12ngezitolimende ezingaguquki kanye nokwenzeka Sicela ubuyekeze zonke izindleko ngaphambi kokuqinisekisa ukuthenga kwakho.Lokhu kucaca kolwazi kuyisihluthulelo sokwenza ukwethenjwa nokugwema izimanga ngendlela yezithakazelo ezifihliwe noma amakhomishini angalindelekile, okungenye yezinto ezibaluleke kakhulu umthengi wedijithali.
Njengomnikazi noma umphathi webhizinisi eliku-inthanethi, udinga kuphela Hlanganisa indlela yokukhokha ye-Pagamastarde.com ekuphumeni kwakho Futhi qiniseka ukuthi usho ngokucacile ekhasini lomkhiqizo ukuthi inani lingakhokhwa kancane kancane. Le mininingwane encane esethulweni senani ivamise ukukhulisa kakhulu amathuba okuthi umsebenzisi aqedele ukuthenga, ikakhulukazi uma kuziwa ezintweni ezinenani eliphezulu.
Qiniseka ukuthi ukusebenzisa i- izindlela zokukhokha isitolimende Njengoba kuchaziwe, ngeke nje isibalo samakhasimende anelisekile ebhizinisi lakho sikhule, kodwa lezi zinsiza zizowavumela ukuthi akhule sebenzisa okuningi esitolo sakho ngokuziphendulela. Kuvamile ukuthi, uma inkokhelo ingahlukaniswa, umsebenzisi akhethe izinguqulo eziphakeme zomkhiqizo, engeza izisekeli, noma akhuthazwe ukuthi afake izinto eziningi ekalishini.
Izinzuzo zamaqhinga zokukhokha isitolimende esitolo sakho se-inthanethi
Uma umsebenzisi ekhetha ukuthenga kusayithi le-e-commerce esikhundleni sokuya esitolo esiphathekayo, imvamisa kungenxa yokuthi bayakwazisa lula kanye nesivinini sesiteshi se-inthanethiKodwa-ke, i-e-commerce kuye kwadingeka ukuthi ifake ezinye izinzuzo ezijwayelekile zokuhweba kwendabuko, njenge amathuba okuthenga ngezimali noma ukhokhe kamuva.
Bala kuye inkokhelo yesitolimende njengendlela yokukhokha eyengeziwe Ayisizi kuphela inqubo yokuthenga futhi ikhuthaze umsebenzisi ukuthi aqedele umsebenzi, kodwa futhi ingenza ikhasimende cabanga ngokuthola imikhiqizo yenani eliphezuluUmuzwa wokukhokha "isitolimende esisodwa kuphela ngenyanga" wehlisa ukungqubuzana kwengqondo okuhlobene nezindleko ezinkulu.
Phakathi kwezinzuzo ezicacile Phakathi kwezinketho zokwengeza amathuba okuhlukanisa izinkokhelo zenkampani yakho, okulandelayo kuyagqama:
- Ukwakha ukwethembana Esitolo sakho se-e-commerce: ngokukunikeza izinketho zokukhokha ezivumelana nezimo, umsebenzisi ubona ukuthi ibhizinisi lisunguliwe futhi une... izivumelwano nezikhungo zezimali eziqinile futhi lokho kuyakukhathalela ukunikeza izixazululo ezihambisana nezidingo zakho.
- Ukuthengisa kuyandaInketho yokukhokha ngezitolimende inweba ukufinyelela kumikhiqizo yakho kumakhasimende akhetha ukusabalalisa izindleko ngokuhamba kwesikhathi, okunciphisa ukushiywa kwezinqola ngenxa yentengo.
- Khuphula ithikithi elimaphakathiNgokukwazi ukuxhasa ukuthenga, abasebenzisi abaningi bakhetha izinto ezithuthuke kakhulu, amaphekhi, noma izinsiza ezengeziwe, eziphakamisa inani elimaphakathi le-oda ngalinye.
- Ukuqinisa inani lomkhiqizoUkunikeza ngezimali kudlulisa isithombe se inkampani yesimanje, egxile kumakhasimende, okuthuthukisa ukwethembeka kwekhasimende nokuphinda ukuthenga.
Ngaphezu kwakho konke lokhu, kunesici esisodwa esibalulekile: Ukukhokha ngezitolimende akusho ukuthi uzokhokhelwa kancane kancane.Ngokusebenza nezinkundla ezikhethekile, ungakwazi ukujabulela ukukhokha okugcwele kusengaphambili kuyilapho udlulisela ukulawula ubungozi, ukuhlolwa kwekhredithi, nokuphathwa kweqoqo kubahlinzeki abangochwepheshe.
Esimweni lapho abathengi bagxilisa kakhulu ukuthenga kwabo izinsuku zokufunwa okukhulu (imikhankaso, ukuthengisa, inani eliphakeme lesizini), izinkokhelo zesitolimende zisebenza njenge-a i-economic shock absorber futhi ikusiza ukuthi ube yinketho ekhethwayo kunamanye amabhizinisi amukela kuphela izinkokhelo zemali.
Lonke lolu hlelo loxhaso lwezimali lwe-inthanethi luguqula indlela abantu abathenga ngayo ku-inthanethi: izitolo lokho Bathatha lezi zixazululo ngokushesha. Baxhuma kangcono nokulindelwe ngabathengi bamanje futhi bazibeka endaweni enenzuzo yokuncintisana uma kuqhathaniswa nalabo abaqhubeka nokunikeza izindlela zokukhokha ezivamile kuphela.
Nakuba ukuguquguquka kwemakethe kuhlale kungaphansi kwezinguquko zezomnotho nezokulawula, inkambiso ye izinkokhelo zesitolimende ku-e-commerce Iyaqhubeka nokukhomba ukuvelela okwandayo, futhi amabhizinisi ayihlanganisa ngokucacile, ngokusobala kanye nolwazi oluhle lomsebenzisi ayoba namathuba amaningi okuheha, ukuguqula nokugcina amakhasimende awo edijithali.
