Nge-eCommerce phezulu, kufanele nakanjani ufunde imiqondo eminingi futhi uyisebenzise esitolo sakho esiku-inthanethi. Esinye sazo, mhlawumbe esanamuhla kakhulu, sinjalo i-eWallet noma isikhwama sedijithali. Kungenzeka uyazi ukuthi siqonde ukuthini, kodwa kuthiwani uma sikucela ama-e-wallet angcono kakhulu esitolo sakho esiku-inthanethi?
Uma ucabanga ukusebenzisa lokhu ebhizinisini lakho eliku-inthanethi, kodwa awunawo umqondo omningi wokuthi lihlanganisani, ngezansi sizogxila esihlokweni ukuze yonke into icace kuwe.
Yini i-eWallet
Uma unebhizinisi, into yokuqala oyifunayo ukuthi inqubo yokuthenga isheshe futhi ibe lula ngangokunokwenzeka ukuze kungabikho umsebenzisi onezinkinga (futhi angase ashiye inqola ilahliwe noma angaqedi ukuthenga). Ngakho-ke, bazalwa Ama-eWallets, abizwa nangokuthi izikhwama ze-electronic noma izikhwama zedijithali.
Futhi ihlanganisani? Nokho, kuyindlela yokukhokha evumelana nobuchwepheshe obusha.
Sixoxa uhlelo umsebenzisi aqopha ngalo lonke ulwazi lwasebhange ngalolo hlelo lokusebenza noma uhlelo futhi, lapho uthenga, awudingi ukukufaka futhi, kodwa kunalokho unolwazi ngqo kule sayithi futhi ungakhokha ngaphandle kokudalula noma yiluphi uhlobo lwedatha.
Ngamanye amazwi, Cabanga uthenga ngaphandle kokufaka noma yiliphi ikhadi noma indlela yokukhokha. Umane uqinisekise i-oda kanye nendlela yokukhokha ye-eWallet futhi iyanakekelwa.
Eqinisweni, umuntu ophethe i-eWallet akudingeki ukuthi aphathe ikhadi eliphathekayo aliyise ezindaweni lapho ezothenga khona, ngoba usenalo kakade kumakhalekhukhwini wakhe (okuyindawo lapho lolu cingo luvame ukuthwalwa khona).
I-eWallet esetshenziswa kakhulu neyaziwayo i-PayPal. Kunjalo, ku-akhawunti yakho unekhadi lakho lesikweletu kanye nolwazi lwe-akhawunti yasebhange. Kodwa uma kuziwa ekukhokheni ngayo, konke okunikezayo i-imeyili nephasiwedi. Akukho okunye. Kwenzeka okufanayo nge-Google Pay noma nge-Apple Pay. Kanye ne-Amazon Pay.
wakhe izindlela zokunciphisa ubungozi bokuveza ikhadi lakho lesikweletu noma lasebhange ku-inthanethi futhi ugcine idatha yangasese iphephile.
Isebenza kanjani i-eWallet
Ukuze wazi okwengeziwe ngalezi zinhlelo, sizokutshela njengesifinyezo ukuthi kwenzekani uma uzisebenzisa. Into yokuqala ukuba nesofthiwe yokuxhuma idatha yokukhokha kanye nomhlinzeki wokwenziwe. Lokhu kuvame ukwenziwa ngezinhlelo zokusebenza eziza ocingweni.
Uma usuyivulile, ungathenga ku-inthanethi ngeselula yakho, ngaphandle kokuthi ubonise ikhadi lakho.
Ngokwesibonelo, zibone ngeso lengqondo uya esitolo sezimonyo ukhethe izinto ezithile. Uma ukhokha, ungatshela othatha imali (noma othatha imali) ukuthi ufuna ukukhokha ngeselula yakho. Futhi uma usondeza lokhu emshinini (okufanayo nokwamakhadi esikweletu noma edebhithi) Iselula iba uhlelo oluxhumanisa idatha ye-akhawunti yakho nomhlinzeki ukuze amukele okwenziwayo futhi akukhokhele.
Ama-e-wallet amahle kakhulu esitolo sakho esiku-inthanethi
Manje njengoba sesikubeke kwacaca ukuthi iyini i-eWallet. Kuthiwani uma sikhuluma nawe mayelana nama-e-wallet angcono kakhulu esitolo sakho esiku-inthanethi?
Khumbula ukuthi into ebalulekile ukuthi uwafake njengezindlela zokukhokha ze-eCommerce yakho. Ukholelwa noma cha, iqiniso lokukwazi ukunikeza izindlela ezahlukene linikeza ukuvikeleka okwengeziwe. Ikakhulukazi njengoba ezinye zalezi zindlela zikunikeza iziqinisekiso ezengeziwe (isibonelo, icala le-PayPal elivikela ukuthengwa kwezinyanga ezimbili uma kwenzeka kunezinkinga ngakho futhi umdayisi akaphenduli).
Ngakho-ke, ama-e-wallet angcono kakhulu esitolo sakho esiku-inthanethi okufanele uwasebenzise esitolo sakho kuzoba yilokhu okulandelayo:
PayPal
Lolu hlelo ludumile emhlabeni wonke. Futhi iqiniso liwukuthi, nakuba esekhona amabhizinisi angakawenzanga amandla, alahlekelwa amakhasimende amaningi.
I-PayPal ibikhona kusukela ngasekupheleni kweminyaka yama-90s futhi cishe wonke umuntu une-akhawunti. Nakuba sekukhona inkokhiso yalawo ma-akhawunti angasebenzi, kwanele ukwenza ukuthengiselana ukuze ulondoloze leyo nkokhelo.
Iqiniso lokuthi ukuze uthenge akudingekile ukuthi wabelane ngekhadi kodwa i-imeyili kuphela nephasiwedi ye-akhawunti ikwenza kusheshe futhi kuvikeleke ukuyisebenzisela ukukhokha.
Eqinisweni, Abane-PayPal bancamela ukubheka izitolo lapho bengakhokha khona ngale ewallet ngaphambili nanoma iyiphi enye (ngoba ingokwesiko kakhulu).
I-Google Pay
Kuyiqiniso ukuthi I-Google Pay ayisakazekile njenge-PayPal, kodwa kancane kancane liyakhula. Kulokhu, efakwe ikakhulukazi kumafoni e-Android, angakhokha ngaphandle kokwabelana nganoma iyiphi idatha yokukhokha.
Yebo, kuyadingeka ukuthi, njenge-eCommerce, unike amandla le ndlela yokukhokha. Nokho, ngezinye izikhathi iqiniso lokuthi abayisebenzisi lingasho ukuthi awunayo.
Apple Pay
Ngokufanayo nedlule, kodwa kuleli cala lama-iPhone, sinesikhwama sedijithali esivikeleke kakhulu. Futhi ukuze wamukele leyo nkokhelo, i-Touch ID iyadingeka ukuze ubone izigxivizo zeminwe. Uma kungenjalo, akwenziwa. KANYE Sikholelwe, uma ikhasimende selivele line-oda lalo ngokuthinta isikrini, lizosebenza kakhulu ngenani lokuguqulwa.
Ama-Amazon Pay
Sixoxile nawe mayelana ne-Android, i-Apple, i-Google, i-iPhone... Futhi kunjalo, Phakathi kwalezo ezinkulu kukhona nomkhiqizo: i-Amazon.
Lesi sitolo esikhulu siphinde sakha i-eWallet yaso, i-Amazon Pay. Ukuze wenze lokhu, sebenzisa i-akhawunti yakho ye-Amazon ukukhokha ezitolo.
Ngale ndlela, idatha ivikelekile ngoba ngeke uveze lutho, kodwa i-Amazon iyona ephethe ukukhokha nokukukhokhisa ngendlela yokukhokha onayo ku-akhawunti yakho.
Njengoba ubona, maningi ama-e-wallet angcono kakhulu esitolo sakho esiku-inthanethi esingawancoma. futhi lokho kuzokwenza isitolo sakho samukeleke kakhulu kubasebenzisi, njengoba uzokwamukela izindlela zokukhokha ezimbalwa (hhayi nje inkokhelo yekhadi evamile futhi yikho). Nokho, akuzona kuphela i-eWallet. Eqinisweni, kuningi okunye: I-PayTM, i-PhonePe, i-Yono, i-Jio Money... ingabe kukhona abanye obaziyo ocabanga ukuthi bangcono kakhulu?