Izinhlelo zokusebenza zokuthumela imiyalezo kanye namapulatifomu okukhokha okusheshayo sekuyinto yansuku zonke eyenza izimpilo zethu zibe lula, kodwa futhi sezibe yisisulu esifanele sezigebengu ze-inthanethi. Emasontweni amuva nje, inkohliso eyaziwa ngokuthi "inkohliso yepeni" iphinde yavela , isebenzisa iBizum ukukhohlisa abasebenzisi nokukhipha ama-akhawunti abo asebhange. Le ndlela ilula njengoba iyingozi: isicelo sokukhokha se-€0,01 kuphela, uma samukelwe, sivula umnyango wezindleko ezinkulu.
Ukwethemba esikubeka ezinsizeni ezifana neBizum, kanye nokungacabangi kahle kokwamukela izaziso ngaphandle kokucabanga kabili, kudala indawo ephelele yokuzalela lolu hlobo lokukhwabanisa. Isisulu sakamuva esidalule leli cala ezinkundleni zokuxhumana, ngaphansi kwegama lomsebenzisi elithi Papá en apuros (@Padre_en_apuros) , silandise ngendlela esithole ngayo isicelo sokukhokha isenti elilodwa ekuseni, okuthiwa sivela ku-Amazon. Ngenhlanhla, isicelo saphelelwa yisikhathi ngaphambi kokuba achofoze okuthi "Yamukela," kodwa akubona bonke abantu abanenhlanhla kangaka.
Isebenza kanjani inkohliso yamasenti?
Ukukhwabanisa kuqala ngesaziso seselula: isicelo seBizum senani elincane, ngokuvamile isenti elilodwa le-euro, elivela ngaphansi kwegama lenkampani eyaziwayo njenge-Amazon. Inani lincane kakhulu kangangokuthi abasebenzisi abaningi bacabanga ukuthi kuyiphutha noma ukuqinisekiswa kwebhange okuvamile bese bethinta inkinobho yokwamukela ngaphandle kokufunda imininingwane . Lelo yiphutha elibulalayo.
Ngokwamukela le nkokhelo encane, isisulu asikhokhi kanye kuphela, kodwa sisayina ngedijithali imvume yokuxhumanisa i-akhawunti yezinkokhelo eziphindaphindayo. Ngamanye amazwi, banikeza abakhwabanisi imvume yokwenza izindleko ezizenzakalelayo kusukela ngaleso sikhathi kuqhubeke ngaphandle kokudinga amaphasiwedi amasha, amakhodi e-SMS, noma ukuqinisekiswa kwezinto ezimbili. Umthethonqubo wasebhange we-PSD2 uvumela uhlelo ukuthi luqaphele umthengisi njengothembekile uma inkokhelo yokuqala isigunyaziwe, ngaphandle kokudinga ukuqinisekiswa okwengeziwe.
Izigaba zokweba: kusukela kusenti elilodwa kuya kumakhulu ama-euro
Uma izigebengu seziqalile ukuxhumana, zithatha isinyathelo ngokushesha. Ngemizuzu embalwa, ziqala ukukhipha amacala alandelanayo aphakathi kuka-€100 no-€500, ngaphandle kokuba ibhange licele olunye uqinisekiso. Isisulu, esabika leli cala ezinkundleni zokuxhumana, sichaze ukuthi ngemuva kokukhuluma nebhange laso, saqinisekisa ukuthi icala lokuzama ukumangalelwa lenziwe, yize singaligunyazanga. Amacala aqhubeka ngaphandle kokuphazamiseka kwaze kwaba yilapho i-akhawunti ingenalutho.
Isihluthulelo ukuthi uma umsebenzisi amukela ipeni, usebenzisa inqubo yokuthengiselana eqalwe ngumthengisi, efana naleyo esetshenziswa amapulatifomu afana neNetflix ukuqoqa izinkokhelo zokubhalisela. Yingakho ibhange lingabambeli izindleko ezilandelayo noma licele amakhodi engeziwe: licabanga ukuthi usuvele unikeze imvume yakho. Abakhohlisi bazenza i-Amazon, kodwa bangasebenzisa noma yiluphi olunye uhlobo lomkhiqizo olukhuthaza ukuzethemba.
Ungazivikela kanjani nokuthi yini okufanele uyenze uma uwile?
Ochwepheshe bezokuphepha abaguquki: yenqaba noma yisiphi isicelo sokukhokha se-Bizum ongasiqalanga , kungakhathalekile ukuthi inani noma igama elikumuntu othumele. Uma usuvele wamukele ngisho nenani elincane, kufanele uthathe isinyathelo ngokushesha: khansela ikhadi lasebhange elihambisanayo, xhumana nebhange lakho ukuze ukhubaze izinkokhelo eziphindaphindayo, bese ufaka umbiko wamaphoyisa. Kunconywa futhi ukuthi ubuyekeze umsebenzi we-akhawunti yakho ukuze uthole noma yiziphi izindleko ezingagunyaziwe.
Lo mkhonyovu ususakazeke ezinkundleni zokuxhumana futhi usuvele usebenza eSpain. Amaphoyisa Kazwelonke kanye ne-Internet Security Office (OSI) bakhiphe izexwayiso mayelana nalo mkhuba. Ungathembi amanani amancane ngendlela exakile: isenti elilodwa lingabiza amakhulu ama-euro. Ukuzivikela okungcono kakhulu ukusola futhi ubuyekeze ngokucophelela zonke izaziso ozitholayo efonini yakho.