I -SPARK, ikhadi elisha le-Mastercard elikhokhelwa kusengaphambili, seliyatholakala eSpain, linikeza abasebenzisi ikhambi lezezimali elisebenzayo neliphephile . Ngokungafani namakhadi endabuko, i-SPARK ayidingi ukuxhunyaniswa ne-akhawunti yasebhange, okwenza kube yindlela efanelekile kulabo abafuna ukulula , ukuguquguquka , kanye nokulawula ukuthengiselana kwabo.
Ilungiselelwe ubani? Leli khadi lenzelwe amaphrofayili abasebenzisi ahlukahlukene: abantu abafuna ukuthenga ku-inthanethi ngokuphephile, labo abanenkinga yokufinyelela i-akhawunti yasebhange, labo abafuna ukwabelana ngemali kalula nabangani noma umndeni, noma ngisho nalabo abafuna inketho yokukhokha ethembekile ngenkathi behamba phesheya.
Izinzuzo nokusebenza kwekhadi le-SPARK
I-SPARK ayigcini nje ngokukhokhela izimpahla noma izinsizakalo. Izinzuzo zayo nezici zayo zidlula lokho, okwenza kube inketho eguquguqukayo neguquguqukayo yezidingo zezimali ezahlukahlukene.
- Ukuphepha ekuthengeni ku-inthanethi: I-SPARK ikuvumela ukuthi uthenge ku-inthanethi ngaphandle kokuxhumanisa i-akhawunti yasebhange, okunciphisa kakhulu ingozi yokukhwabanisa.
- Ukuthumela nokwamukela imali: Esinye sezici eziphawuleka kakhulu ukuthi kungenzeka thumela y thola imali ngaphandle kwesidingo sokuhlinzeka ngemibhalo lapho uthenga ikhadi.
- Ukukhiya uma kwenzeka kwebiwa noma ukulahlekelwa: Ukuqinisekisa ukuphepha kwabasebenzisi, ikhadi lingaba kukhiyiwe ngokushesha ngokuthumela i-SMS elula.
- Ukwamukelwa kwendawo yonke: Ikhadi le-SPARK lamukelwa emhlabeni wonke kwezohwebo nge-inthanethi, ezikhungweni zezentengiselwano nama-ATM asebenza ne-Mastercard.

Izigaba ezihlukene zekhadi le-SPARK
I-SPARK inikezela ngezigaba ezintathu zamakhadi akhokhelwa ngaphambili, ngayinye yakhelwe ukulingana nezidingo ezithile zabasebenzisi. Ngezansi izici zayo nemibandela:
I-SPARK Basic
- Ivumela inkokhiso eyodwa enebhalansi enkulu 250 €.
- Ayivunyelwe ukuhoxiswa kwe-ATM.
- Angaxhunyaniswa kuze kube 4 amakhadi e-SPARK kusuka kunoma yiliphi izinga kuya enombolweni yocingo efanayo.
UKUKHULA OKUQALA
- Akudingekile ukunikeza ulwazi lomuntu siqu ukuze uqale ukulusebenzisa.
- Ibhalansi enkulu ye € 2.500 ngonyaka kanye nokushajwa okuphezulu kwansuku zonke kwe 1.000 €.
- Ivumela ukuhoxiswa kwe-ATM kuze kufike €500 ngosuku (kufika kumkhawulo we € 1.000 ngonyaka).
- Amathuba okuxhumana amakhadi amane enombolweni yocingo efanayo.
INKANYAMBA YENHLANZI
- Idinga ukwethulwa kwemibhalo efana ID o HHAYI ngesikhathi sokubhaliswa kwakho.
- Ayinawo umkhawulo wonyaka wokushajwa, futhi ivumela ukushajwa kwansuku zonke okufika kokufika 3.000 €.
- Ivumela ukuhoxiswa kokufika €500 nsuku zonke kuma-ATM angaphezu kuka Izigidi ezingu-2 amaphuzu e-Mastercard emhlabeni jikelele.
- Izindleko zansuku zonke zifika 5.000 € yebhalansi etholakalayo.
- kuze Amakhadi ama-4 kuxhunywe kunombolo yocingo efanayo.

Ungalithenga kuphi ikhadi le-SPARK?
Ikhadi le-SPARK lingathengwa kubathengisi abagunyaziwe futhi lingaphathwa ngewebhusayithi yalo esemthethweni . Inqubo yalo yokusebenzisa ishesha futhi ilula, ivumela abasebenzisi ukuthi baqale ukujabulela izinzuzo zalo ngemizuzu embalwa.
Ngaphezu kwalokho, i-SPARK inikeza ipulatifomu eku-inthanethi enembile lapho abasebenzisi bangaphatha khona amakhadi abo, bagcwalise ibhalansi yabo, futhi babuke umlando wabo wokuthengiselana . Lokhu kunikeza izinga elengeziwe lokulawula kanye nokucaca kuzo zonke izinkokhelo zezimali.
I-SPARK iyisixazululo sezezimali esibhekela kwikusasa elingenamali nelivikeleke kakhudlwana. Kusukela ekuthengeni ku-inthanethi kuya ekwabelaneni ngemali, izici zayo nezinzuzo kuyenza ibe ithuluzi elibalulekile kubo bobabili abasebenzisi abavamile nabahambi. Uma ufuna ubulula, ukuphepha nokwamukelwa emhlabeni jikelele, i-SPARK ikhadi obulilindile.