I-ComproPago iyinkampani entsha ehamba phambili yaseMexico enikeza ikhambi elisha lokwenza izinkokhelo zemali kwezentengiselwano ze-e. Ezweni lapho ukufinyelela kumakhadi esikweletu kulinganiselwe, lesi sinyathelo sivulela abathengi iminyango emisha, sibavumela ukuthi bathenge ku-inthanethi ngaphandle kokudinga ikhadi ledebithi noma lesikweletu.
Le nkundla ivumela noma ubani, ngisho nalabo abangenazo izinsizakalo zebhange zendabuko, ukuthi bathenge ku-inthanethi ngokukhipha isiliphu sokukhokha. Lesi siliphu senziwe ngogesi futhi singakhokhwa kwesinye sezitolo ezingaphezu kuka-130,000 ezixhumene nazo ezifana ne-OXXO, i-Walmart, i-7-Eleven, i-Coppel, i-Elektra, nezinye eziningi. Uma inkokhelo isicutshunguliwe, umthengisi uthola isiqinisekiso esizenzakalelayo bese eqhubeka nokuthumela umkhiqizo noma isevisi eceliwe.
Isebenza kanjani iComproPago?
Inqubo ye-ComproPago ilula futhi yakhelwe ukuthi ifinyeleleke ngisho nakulabo abangazi kahle nge-e-commerce yesimanje. Izinyathelo zimi kanje:
- Ikhasimende likhetha i-ComproPago njengendlela yokukhokha uma lithenga ku-inthanethi.
- Ithikithi liyakhiqizwa elinemininingwane yokuthenga kanye nenani okufanele likhokhwe.
- Ikhasimende lithola ithikithi nge-SMS noma i-imeyili.
- Ithikithi likhokhwa ngokheshi esitolo esixhumene nawe.
- Uhlelo lwe-ComproPago lwazisa ngokuzenzakalelayo umthengisi ukuthi umsebenzi usuqediwe, okuvumela umkhiqizo noma isevisi ukuthi ithunyelwe kukhasimende ngokushesha.
Le ndlela ayigcini nje ngokuqeda isidingo sekhadi lasebhange, kodwa futhi inikeza izinga eliphezulu lokuphepha kubathengi ngokunciphisa ingozi yokwabelana ngemininingwane yabo yezezimali ku-inthanethi.
Umlingani wezohwebo nge-elekthronikhi eMexico
EMexico, ukuthengiselana okungaphezu kuka-50% kusaqhutshwa ngemali, kanti ingxenye enkulu yabantu ayinakho ukufinyelela ezinsizakalweni zebhange zendabuko. Lo mongo wenza i-ComproPago ibe ithuluzi elibalulekile lokukhula kwezentengiselwano ze-e kuleli lizwe. Ngokusho kweBhange laseMexico, abantu baseMexico abangaphezu kuka-60% abanakho ukufinyelela kumakhadi esikweletu, okuye kwaba esinye sezithiyo ezinkulu zokuthenga ku-inthanethi.
I-ComproPago igcwalisa lesi sikhala futhi ivumela abathengisi ukuthi bandise isisekelo sabo samakhasimende, bafinyelele emakethe eyayingafinyeleleki ngaphambili. Ngaphezu kwalokho, kubathengi, le nkundla inikeza ithuba lokubamba iqhaza ezweni le-eCommerce ngokuphephile nangaphandle kwezingozi ezihlobene nesikweletu noma ibhange lendabuko.
Umthelela ekuthuthukisweni kohwebo lwedijithali
Eminyakeni yamuva nje, iMexico ikhule kakhulu emkhakheni wezohwebo nge-inthanethi. Ngokusho kwe-Mexican Online Sales Association (AMVO), le makethe ikhule ngesilinganiso sama-30% ngonyaka. Kodwa-ke, izithiyo ezihlobene nezindlela zokukhokha zinciphise amandla ayo.
Amapulatifomu afana ne-ComproPago awagcini nje ngokuqeda lezi zithiyo, kodwa futhi akhuthaze ukufakwa kwezimali. Ukwengeza, imodeli yebhizinisi ye-ComproPago incike kunethiwekhi enkulu yezitolo ezixhumene nayo, iqinisekisa ukutholakala kuzwelonke kanye nokufinyelela okulula kwamakhasimende.
Kungani i-ComproPago ihlukile kwezinye izindlela zokukhokha?
Ziningi ezinye izindlela zokukhokha e-Mexico, njengamakhadi edebhithi nawesikweletu, amawalethi edijithali nokudluliswa kwe-elekthronikhi. Kodwa-ke, iComproPago igqama ngenxa yalezi zizathu ezilandelayo:
- Ukufinyeleleka: Ayikho i-akhawunti yasebhange noma ikhadi lesikweletu elidingekayo ukuze usebenzise le sevisi, okuyenza ibe inketho ekahle kumasegimenti angabhanga.
- Ukulula: Ngamaphuzu okukhokha angaphezu kuka-130,000, amakhasimende angakhetha indawo eseduze noma elula kakhulu ukwenza inkokhelo yawo.
- Ezokuphepha: Abathengi akudingeki babelane ngolwazi lwezezimali ku-inthanethi, okunciphisa ubungozi bokukhwabanisa.
Ngakolunye uhlangothi, izindlela ezinjengokheshi ekulethweni, nakuba zisekelwe emalini, ziveza ukonakala okuphawulekayo, njengezindleko eziphezulu zokusebenza nezingozi ezihlobene nokunqatshwa komkhiqizo yikhasimende.
Yibuphi ubuchwepheshe obusekela i-ComproPago?
Uhlelo lwe-ComproPago lusekelwe kubuchwepheshe be-REST, obusiza ukuhlanganiswa kwayo namapulatifomu e-eCommerce kanye nezinhlelo zokusebenza zedijithali. Ngokufaka ama-API nama-webhook, abathuthukisi bangasebenzisa lesi sixazululo ngokushesha nangokulula, baqinisekise ulwazi lomsebenzisi olubushelelezi nolungaphazanyiswa kuyo yonke inqubo yokuthenga.
Ukwengeza, inkinobho yokukhokha ehlinzekwa yi-ComproPago ikhiqizwa ngekhodi elula abathengisi abangayikopisha futhi bayinamathisele ezinkundleni zabo. Lokhu kuqeda isidingo sokuthuthukiswa okuyinkimbinkimbi futhi kusheshisa kakhulu isikhathi sokuthunyelwa.
Imibono yesikhathi esizayo
Ngokwesilinganiso sayo samanje sokwamukelwa, i-ComproPago inamandla okukhula ngale kweMexico iye kwamanye amazwe aseLatin America lapho kunezinkinga ezifanayo zokungavikeleki kwamabhange. Kulokhu, imodeli yayo enwebekayo kanye nokugxila ekufakweni kwezezimali kubeka le nkampani entsha njengomdlali obalulekile emakethe yezinkokhelo zedijithali yesifunda.
Ngokusungulwa okuqhubekayo nokusekelwa okuqinile kwezobuchwepheshe, i-ComproPago isiza ukuvala ukuhlukana kwedijithali e-Mexico futhi iqhubekisele phambili ukuthuthukiswa komnotho ngokusebenzisa uhwebo lwe-elekthronikhi olufinyeleleka kakhudlwana futhi lwasemhlabeni wonke.
I-ComproPago ayisona isisombululo semakethe yaseMexico kuphela, kodwa isibonelo sokuthi ama-startups angaguqula kanjani izimboni zonke ngokusebenzisa ubuchwepheshe obusafufusa bokuxazulula izinkinga zansuku zonke. Lolu hlelo alugcini nje ngokugqugquzela ukuhweba nge-inthanethi, kodwa futhi lukhuthaza ukubamba iqhaza okukhulu emnothweni wedijithali, ludale amathuba kubo bobabili abathengi nabathengisi.