I-PayPal inwebise ukunikezwa kwayo kokukhokha okuhlehlisiwe eSpain nase-Italy Ngokufika kokuthi "Khokha ngezitolimende ezingu-6, 12, noma ezingu-24." Lesi sici esisha siqinisa i-ecosystem yayo ye-BNPL futhi sinikeza ukuguquguquka okwengeziwe kulabo abafuna ukuhlela ukuthenga okukhulu ngaphandle kwezinkinga.
Isiphakamiso sisekelwe olwazini oludumile oluthi "Khokha ngezitolimende ezi-3", uhlobo lwe ukuhlukanisa izinkokhelo, igxile emananini amancane ngaphandle kwenzalo, futhi yengeza izinketho ezidizayinelwe amathikithi aphezulu: kusukela ku-€60 kuya ku-€5.000 (umkhawulo wokuqala wama-€2.999 e-Spain), ngendlela yokuxhasa ngezimali yesikhathi eside.
Yini eshintshayo ngezabelo ezintsha
Labo abahlangabezana nemibandela yokufaneleka bangase bahlukanise inkokhelo ibe yilokhu 6, 12 noma 24 izinkokhelo zanyanga zonke, ngenkokhiso yokuqala inyanga eyodwa ngemva kokuthenga kanye nezindleko ezilandelayo nyanga zonke.
Ngokungafani nohlelo lokukhokha kathathu, lezi zindlela zihlanganisa a inzalo eguquguqukayo kuye ngenani, isikhathi esikhethiwe kanye nephrofayili yekhasimende.
- Khokha ngezitolimende ezi-3: phakathi kuka-€30 no-€2.000, okungenayo inzalo.
- Khokha ngezitolimende ezingu-6, 12 noma ezingu-24: kusukela ku-€60 kuya ku-€5.000 (kufika ku-€2.999 e-Spain ekuqaleni), nenzalo kanye akukho zimali ezikhokhwa sekwephuzile.
Isevisi ivela ngqo ku- Isango le-PayPal kubasebenzisi kanye ayidingi ukucushwa okwengeziwe ngabathengisi asebevele banikezela nge-Pay Later.
Umthelela kubathengi namabhizinisi
Inkampani ichaza ukuthi isidingo sezimali esivumelana nezimo EYurophu, iyaqhubeka nokukhuphuka, futhi izinketho zokwandisa kuvumela abathengi namabhizinisi ukuthi bakhethe indlela yokukhokha kanye nendlela yokukhokhisa, ngokulawula okukhulu.
Kubathengi, lokhu kuvumelana nezimo kwenza kube lula ukulinganisela ibhajethi yabo kuyilapho kugcinwa ukuphepha; kumabhizinisi, ngokuvamile nciphisa ukushiywa kwenqola yokuthenga futhi uthuthukise ukwethembeka ngokunikeza ezinye izindlela zokukhokha ngezikhathi ezibalulekile.
Ukuvikelwa komthengi kugcinwa ekwenziweni okuthile futhi i-PayPal iyakuqinisekisa lokho ngeke kube nemali ekhokhwa sekwephuzile; izindleko zikhawulelwe kunzalo esebenza kumsebenzi ngamunye.
Amabhizinisi asevele ayamukela I-PayPal Khokha Kamuva izofaka ngokuzenzakalelayo inketho entsha nomaphi lapho i-PayPal itholakala khona, ngaphandle kwezinguquko ezengeziwe zobuchwepheshe.
Ukutholakala nokusetshenziswa ekuphumeni
Inketho entsha izoboniswa njengenketho eyengeziwe ekupheleni kokuthenga: umsebenzisi uzokwazi khetha 6, 12 noma 24 izitolimende futhi uxhume izindleko ekhadini lasebhange eliqinisekisiwe noma i-akhawunti yasebhange.
Ukukhishwa sekuqalile futhi kuzonwetshwa kumakhasimende engeziwe emasontweni azayo, ahambisana nawo ULwesihlanu Olumnyama kanye nomkhankaso kaKhisimusi, isikhathi sokufunwa okukhulu.
Inkokhelo ehlehlisiwe e-Europe: izitayela kanye nokuma
I-BNPL iyakhula esifundeni eqhutshwa ukwenziwa kwedijithali kwezohwebo, ukwanda kwe-e-commerce kanye nokuthandwa ongakhetha esobala futhi ngaphandle kokuphrinta kahle.
Ngaphezulu kweminyaka engamashumi amabili ezinkokhelweni ze-inthanethi kanye nesisekelo esidlulayo Ama-akhawunti asebenzayo ayizigidi ezingama-35 eYurophuI-PayPal ihlose ukuhlanganisa indima yayo kule ngxenye enezixazululo ezenza ukuthenga nezimali zomuntu zibe lula, kuphephe, futhi kubandakanye kakhudlwana.
Ukwandiswa kwe-PayPal kuhlanganisa imigomo emide Ukuthenga okukhudlwana, izilinganiso zenzalo ezihambisanayo, izinkokhelo ezingekho sekwephuzile, kanye nokwenza kusebenze ngokuzenzakalelayo kubathengisi asebevele besebenzisa i-Pay Later—inhlanganisela ehloselwe ukuthuthukisa umuzwa wokukhokha ngesikhathi esibalulekile ekhalendeni.
